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Learn how to create a budget, repair credit, and how to shop for a lender. Discover types of mortgages, and know what to expect in the loan and escrow process. ECHO Housing's First Time Homebuyer Education Class Webinar Series is free for Pleasanton and Livermore residents and employees. This virtual, one-day workshop for households living in Alameda, Contra Costa, or Monterey Counties, or working in Livermore or Pleasanton will help you determine if you are ready for homeownership, how to select a lender and shop for a home, all about closing costs, and how to be a successful homeowner.